Online Car Loan Application - Fast, Easy and Secure. Get approved in 24 hours. Complete our online credit application, it’s fast and easy and most of all secure. Your personal information is protected by the highest level of protection available for online communication with COMODO 128-bit SSL technology to encrypt your personal financial data. Bad Credit Auto Loans - Car Loan ApplicationThe Smart Credit App has helped thousands obtain bad credit auto loans in Canada. Our experts were careful to make sure that the Smart Credit App is both easy to understand and simple to complete. While another car loan application may be intimidating our online car loan application has been designed to require only a minimum of your personal information and is careful not to inquire about sensitive data that may make you uncomfortable. Our Automotive Financial Services Department handles all of your financing and leasing needs. Our business manager, Leanne Doughty, is dedicated to ensuring that your entire purchase experience is a pleasurable one. In addition to financing and leasing, Leanne would be happy to give you information on protecting your loan or lease and also on protecting your vehicle. Questions about extended service contracts? We can give you all of the information you need to make an intelligent decision.